Do Princesses Surf? (You better believe it! But in a wet suit.)
It might very well be sunny and 65 on the beach in Santa Barbara CA (February 2012.) But that doesn't stop Annie and I from wearing puffy down, putting up the hood, and stuffing our feet into boots. The only real explanation is: humidity. Throw a few extra percents in there, mix it up with a cold sea, and fairly brisk breeze... and you have the ingredients for: